ALASKA GUIDE

Required Auto Insurance & Minimum Limits in Alaska

Alaska requires motor-vehicle liability insurance meeting the statutory minimum limits. AS 28.22.101 establishes a minimum of $50,000 for bodily injury or death to one person, $100,000 for bodily injury or death to two or more persons in one accident, and $25,000 for property damage.

  • Confirm the actual policy, named insured, covered vehicle and liability limits.
  • Distinguish Alaska’s statutory floor from the total insurance potentially available.
  • Investigate owner, employer, commercial, umbrella and excess coverage.
  • Review current AS 28.22.101 and AS 21.96.020 before publication.

Publication review note — September 17, 2026. Primary starting points: AS 28.22.101 and AS 21.96.020. Verify current statutes, regulations and policy language before reliance.