COLORADO GUIDE 11
Colorado Duty to Defend, Reservations of Rights & Liability Coverage Defense
This guide addresses the insurer’s duty to defend, reservation-of-rights practice, conflicts, and the distinction between defense obligations and ultimate indemnity.
- Identify the liability coverage grant and defense language.
- Preserve reservation-of-rights and coverage-position letters.
- Compare the allegations and potentially covered claims to the policy.
- Separate defense obligations from indemnity and settlement issues.
Publication review note — September 17, 2026. Verify current Colorado policy language and controlling duty-to-defend authority before publication.
VictimsGuide 