VictimsGuide

A Citizen’s Guide to Auto Insurance and Crash Law

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COLORADO GUIDE 15

Colorado Rideshare & Transportation Network Coverage

Rideshare insurance can change according to app status, including app-off, waiting-for-request, accepted-ride, pickup and passenger-transport phases.

  • Preserve app-status, trip and GPS records.
  • Obtain the driver’s personal policy and the TNC policy.
  • Review personal-policy exclusions and rideshare endorsements.
  • Analyze liability, UM/UIM, collision and contingent coverages by phase.

Publication review note — September 17, 2026. Verify current Colorado TNC statutes, regulations, policy language and controlling authority before publication.