Core Delaware Statutes

• 18 Del. C. § 3902 — uninsured and underinsured motorist coverage.
• 21 Del. C. Chapter 21 — motor-vehicle financial responsibility and compulsory insurance framework.
• 10 Del. C. § 8132 — modified comparative negligence.
• 21 Del. C. § 2118 — personal injury protection and required coverage.

Leading Delaware Decisions

• Ginsberg v. Harleysville Worcester Insurance Co. (Del. 2024) — UM/UIM stacking and the interaction between policy language and 18 Del. C. §3902(c).
• Enrique v. State Farm Mutual Automobile Insurance Co. (Del. 2016) — bad-faith handling of a UM claim.
• Vaughn v. Allstate Property & Casualty Insurance Co. (Del. 2025) — relationship between PIP arbitration and a later UM coverage claim.
• Tackett v. State Farm Fire & Casualty Insurance Co., 653 A.2d 254 (Del. 1995) — delayed payment and bad-faith principles in UIM coverage.

Use these authorities with the current Delaware Code, Department of Insurance materials, later citing decisions and the actual policy forms at issue.

Publication review note — September 17, 2026. Confirm subsequent history, statutory amendments and current policy language before reliance.