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DELAWARE AUTO INSURANCE GUIDE

Delaware Coverage Disclosure, Limitations Notice & Insurer Duties

Coverage review should identify known policies, limits, insured relationships and unresolved coverage issues. Delaware law also imposes a written limitations-notice duty on casualty insurers while a claim remains pending.

  • Identify liability, PIP, UM/UIM, commercial, umbrella and excess coverage.
  • Track written communications concerning applicable limitations periods.
  • Distinguish policy disclosure from broader claims-handling duties.
  • Verify current 18 Del. C. § 3914 and related insurer obligations.

Publication review note — September 17, 2026. Verify current disclosure duties, limitations-notice requirements and insurer obligations before publication.