DELAWARE AUTO INSURANCE GUIDE
Delaware Crash Damages, PIP Exclusions & Property Loss
Delaware crash damages require coordination with mandatory PIP. Damages for which PIP compensation is available generally may not be pleaded or introduced against the tortfeasor, while uncompensated losses, noneconomic damages, and property losses require separate analysis.
- Identify which medical, wage-loss and related expenses fall within mandatory PIP.
- Separate PIP-compensable losses from tort damages recoverable against responsible parties.
- Document noneconomic losses, future damages and property damage separately.
- Apply current Delaware PIP and damages statutes with controlling appellate authority.
Publication review note — September 17, 2026. Verify current PIP exclusion, damages and collateral-source rules before publication.