DELAWARE AUTO INSURANCE GUIDE

Required Auto Insurance, PIP & Minimum Limits in Delaware

Delaware requires liability insurance and mandatory personal injury protection benefits. Current minimum liability limits are $25,000 bodily injury per person, $50,000 per accident, and $10,000 property damage, together with statutory PIP benefits.

  • Confirm liability limits and the actual policy period.
  • Identify mandatory PIP benefits, deductibles and benefit limits.
  • Identify UM/UIM, employer, commercial, umbrella and excess coverage.
  • Verify current Delaware compulsory-insurance and PIP requirements before publication.

Publication review note — September 17, 2026. Verify current statutory minimums, PIP provisions and policy language before reliance.