GEORGIA AUTO INSURANCE GUIDE
Georgia Third-Party Failure to Settle & Excess Exposure
Georgia motor-vehicle settlement demands are governed in important part by O.C.G.A. § 9-11-67.1. The statute prescribes material terms, timing, delivery and response rules for attorney-assisted settlement offers made before all named defendants have answered.
- Qualifying demands must be in writing and generally allow at least 30 days for acceptance.
- The statute specifies material terms including amount, releasees, release type and claims, payment timing, and—if required—a sworn insurance-disclosure statement.
- Recipients may seek written clarification without necessarily making a counteroffer.
- Current § 9-11-67.1 also limits civil actions based on alleged failure to settle when the recipient timely complies with the statute’s acceptance-and-payment framework.
Current-law review: September 16, 2026. The statute was materially revised effective July 1, 2024.
VictimsGuide 