HAWAII GUIDE 15

Hawaii Rideshare & Transportation Network Coverage

Rideshare insurance can change according to app status, including app-off, waiting-for-request, accepted-ride, pickup and passenger-transport phases.

  • Preserve app-status, trip and GPS records.
  • Obtain the driver’s personal policy and the transportation-network policy.
  • Review personal-policy exclusions and rideshare endorsements.
  • Analyze liability, PIP, UM/UIM, collision and contingent coverages by phase.

Publication review note — September 17, 2026. Verify current Hawaii TNC statutes, regulations, no-fault rules and policy language before publication.