IOWA GUIDE 21

Iowa MedPay, Medical Liens & Reimbursement

Medical-payments coverage, hospital liens, health-plan reimbursement claims and subrogation can materially affect the net recovery after an Iowa crash.

  • Identify every available MedPay limit and qualifying insured.
  • Track payments by auto insurers, health insurers and medical providers.
  • Preserve lien, reimbursement and subrogation notices.
  • Review Iowa Code chapter 582 and other applicable reimbursement rules.

Publication review note — September 17, 2026. Verify current chapter 582, MedPay, lien, reimbursement and subrogation law before publication.