IDAHO GUIDE 02
Required Auto Insurance & Minimum Limits in Idaho
Idaho requires liability insurance for registered personal-use vehicles. Current minimum limits are $25,000 bodily injury per person, $50,000 per accident, and $15,000 property damage.
- Confirm the actual policy, insured vehicle and liability limits.
- Distinguish statutory minimums from all available insurance.
- Investigate owner, employer, commercial, umbrella and excess coverage.
- Review current Idaho Department of Insurance guidance and governing statutes before publication.
Publication review note — September 17, 2026. Current DOI guidance confirms 25/50/15 minimum liability limits. Verify current Idaho statutes and policy language before reliance.
VictimsGuide 