Illinois Work, Employer & Commercial Vehicle Coverage

• Identify the employer, job duties and business purpose of the trip.
• Determine who owned, leased, maintained or supplied the vehicle.
• Preserve dispatch, route, delivery, expense and timekeeping records.
• Request commercial-auto, business, umbrella and excess policies.

Publication review note — September 17, 2026. Verify current Illinois agency, employment and insurance authority before publication.