Indiana Uninsured & Underinsured Motorist Coverage

• Obtain the declarations page, UM/UIM endorsements and any written rejection.
• Identify every person who qualifies as an insured under each potentially applicable policy.
• Review offsets, exclusions, priority, anti-stacking language and settlement provisions.
• Do not execute a liability release until its effect on UIM rights has been evaluated.

Primary Indiana Source

Indiana Code ch. 27-7-5 — UM/UIM Coverage

Current-law review: September 16, 2026. Coverage depends on the policy, insured status, written rejection, damages and settlement posture.