KENTUCKY AUTO INSURANCE GUIDE

Kentucky Rideshare, TNC & Passenger-Carrier Insurance

Kentucky rideshare coverage changes with app status and whether a prearranged ride is underway. Waiting-period coverage, passenger-carrier limits, BRB/PIP, UM and UIM requirements should be analyzed separately.

Publication review note — September 17, 2026. Verify current TNC and passenger-carrier insurance requirements before publication.