KENTUCKY AUTO INSURANCE GUIDE
Kentucky Rideshare, TNC & Passenger-Carrier Insurance
Kentucky rideshare coverage changes with app status and whether a prearranged ride is underway. Waiting-period coverage, passenger-carrier limits, BRB/PIP, UM and UIM requirements should be analyzed separately.
Publication review note — September 17, 2026. Verify current TNC and passenger-carrier insurance requirements before publication.