• R.S. 22:1892 imposes payment and adjustment deadlines and identifies specified insurer conduct that may constitute breach of the statutory good-faith duty.
• The statute also addresses duties of insureds, claimants and their representatives when presenting claims and making demands.
• 2025 amendments further address when a separate cause of action does not arise in personal- or bodily-injury claims involving good-faith disputes over liability or medical causation.
• Analyze the version of the statute applicable to the claim and distinguish first-party contractual benefits from third-party settlement duties.

Primary Louisiana Source

La. R.S. 22:1892 — Payment, Adjustment & Good-Faith Duties

Current-law review: September 16, 2026. Louisiana’s claims-handling statutes changed materially in 2024 and 2025; older summaries citing former R.S. 22:1973 require updating.