MASSACHUSETTS AUTO INSURANCE GUIDE

Massachusetts Crash Damages, Property Claims, Loss of Use & Three-Year Limitation

This guide will address Massachusetts motor-vehicle damages, including repair or total-loss valuation, diminution issues, rental and loss-of-use claims, personal property, mitigation, and the generally applicable three-year limitation period for tort claims involving property damage.

Publication review note — September 17, 2026. Verify current limitation statutes, damages authority, mitigation requirements, approved policy provisions, and controlling appellate decisions before publication.