MASSACHUSETTS AUTO INSURANCE GUIDE
Massachusetts Rideshare/TNC, 50/100/30, $1 Million Ride Coverage, PIP & UM
Massachusetts regulates transportation network company insurance through separate coverage periods for drivers who are logged on, awaiting requests, or engaged in prearranged rides. This guide will address waiting-period liability limits, $1 million prearranged-ride coverage, PIP and uninsured-motorist requirements, personal-policy exclusions, insurer coordination, and status records.
Publication review note — September 17, 2026. Verify current G.L. c. 175, §228, coverage amounts, PIP and UM requirements, policy forms, and implementing regulations before publication.