MARYLAND AUTO INSURANCE GUIDE
Required Auto Insurance, PIP & Minimum Limits in Maryland
Maryland requires motor-vehicle liability insurance meeting statutory minimum limits, together with statutory personal injury protection unless properly waived or rejected. Current liability minimums are $30,000 bodily injury per person, $60,000 per accident, and $15,000 property damage.
- Confirm liability limits and the actual policy period.
- Identify PIP benefits, waivers, exclusions and benefit limits.
- Identify UM/UIM, employer, commercial, umbrella and excess coverage.
- Verify current Maryland compulsory-insurance and PIP requirements before publication.
Publication review note — September 17, 2026. Verify current statutory minimums, PIP provisions and policy language before reliance.
VictimsGuide 