Core Michigan Statutes

• MCL Chapter 500, Chapter 31 — Michigan No-Fault Act.
• MCL 500.3101 — required PIP, property protection and residual-liability security.
• MCL 500.3107 — PIP allowable expenses and work-loss benefits.
• MCL 500.3107c — PIP medical coverage-level elections.
• MCL 500.3135 — tort liability and serious-impairment threshold.

Leading Michigan Decisions

• McCormick v. Carrier (Mich. 2010) — serious impairment of body function under the no-fault tort threshold.
• Covenant Medical Center, Inc. v. State Farm Mutual Automobile Insurance Co. (Mich. 2017) — provider recovery rights under the No-Fault Act.

Michigan no-fault law has changed substantially in recent years. Always match the policy and accident date to the correct statutory version, PIP election, priority rules and current appellate authority.

Publication review note — September 17, 2026. Confirm subsequent history, statutory amendments, effective dates and current policy language before reliance.