MINNESOTA AUTHORITY LIBRARY
Minnesota Auto Insurance & Crash Law Case Authority Library
This issue-organized authority index collects primary Minnesota statutes and leading appellate decisions for no-fault, UM/UIM and crash-law research.
Core Minnesota Statutes
- Minn. Stat. §65B.49 — mandatory no-fault, liability and UM/UIM coverages.
- Minn. Stat. §§65B.41 through 65B.71 — Minnesota No-Fault Automobile Insurance Act.
- Minn. Stat. §604.01 — comparative fault.
Leading Minnesota Decisions
- Schmidt v. Clothier, 338 N.W.2d 256 (Minn. 1983) — UIM settlement, substitution and preservation of subrogation rights.
- Beaudry v. State Farm Mutual Automobile Insurance Co., 518 N.W.2d 11 (Minn. 1994) — UIM rights and survival of the underlying tort claim.
- Isaac v. Ho (Minn. 2013) — legal effect of a Schmidt-Clothier substitution and settlement.
Minnesota coverage analysis should integrate the No-Fault Act, priority rules, tort-threshold issues, Schmidt-Clothier procedure, later appellate treatment and the actual policy language.
Publication review note — September 17, 2026. Confirm subsequent history, statutory amendments and current policy language before reliance.
VictimsGuide 