MISSOURI GUIDE 21
Missouri MedPay, Medical Liens & Reimbursement
Missouri does not mandate PIP/no-fault coverage. Optional MedPay, health-plan reimbursement, subrogation, and provider liens can materially affect the net recovery after a crash.
- Identify every available MedPay limit and qualifying insured.
- Track payments by auto insurers, health insurers and medical providers.
- Preserve lien, reimbursement and subrogation notices.
- Review Missouri chapter 430 hospital and health-care lien provisions and other applicable reimbursement rules.
Publication review note — September 17, 2026. Verify current chapter 430, MedPay, lien, reimbursement and subrogation law before publication.
VictimsGuide 