MISSISSIPPI AUTO INSURANCE GUIDE
Required Auto Insurance & Minimum Limits in Mississippi
Mississippi requires motor-vehicle liability insurance with minimum limits of $25,000 for bodily injury to one person, $50,000 for bodily injury to two or more persons in one accident, and $25,000 for property damage.
- Confirm the declarations page, covered vehicle and actual liability limits.
- Mississippi automobile liability policies generally include uninsured-motorist bodily-injury and property-damage protection unless validly rejected in writing.
- Investigate household, employer, commercial, umbrella and excess coverage when additional policies may apply.
Primary Mississippi Sources
- Mississippi Insurance Department — Auto Insurance
- Miss. Code § 83-11-101 — Uninsured Motorist Coverage
Current-law review: September 16, 2026. Confirm the policy actually issued and any written UM rejection.
VictimsGuide 