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MONTANA GUIDE 15

Rideshare & Transportation Network Coverage in Montana

Rideshare coverage can change depending on whether the driver is offline, logged into the app and waiting, en route to a passenger, or transporting a passenger. Personal auto exclusions and transportation-network coverage must be read together.

  • Preserve app-status and trip records.
  • Identify the transportation network company.
  • Obtain both the driver’s personal policy and the platform policy.
  • Determine the driver’s status at the exact time of the crash.
  • Check UM/UIM, contingent, collision, and liability provisions separately.

The operative coverage period can determine which insurer responds and at what limits.

Migration source: VictimsGuide Montana rideshare guide. Verify current Montana law and official authority before reliance.