NEW JERSEY AUTO INSURANCE GUIDE
New Jersey Crash Damages, Six-Year Property Limitation & Loss of Use
This guide will address New Jersey motor-vehicle damages, including repair or total-loss valuation, diminution issues, rental and loss-of-use claims, personal property, and the generally applicable six-year limitation period for tortious injury to personal property.
Publication review note — September 17, 2026. Verify current limitation statutes, damages authority, mitigation requirements, and policy provisions before publication.