New Jersey Pre-Suit Policy-Limit Disclosure & N.J.S.A. 39:6B-1.1

New Jersey law provides a defined pre-suit mechanism for obtaining applicable liability limits from an insurer after a motor-vehicle crash. This guide will address qualifying attorney requests, required accident and claimant-insurance information, disclosure of applicable excess or umbrella coverage issued by the insurer, the 30-day response period, and practical use of the statute in serious-injury claims.