NEW MEXICO GUIDE 02
Required Auto Insurance & Minimum Limits in New Mexico
New Mexico requires motor-vehicle liability insurance meeting the state’s minimum financial-responsibility limits. Current minimum limits are $25,000 bodily injury per person, $50,000 per accident, and $10,000 property damage.
- Confirm the actual policy, insured vehicle and liability limits.
- Distinguish statutory minimums from all potentially available insurance.
- Investigate owner, employer, commercial, umbrella and excess coverage.
- Review current New Mexico Mandatory Financial Responsibility Act provisions before publication.
Publication review note — September 17, 2026. Verify current statutes, regulations and policy language before reliance.
VictimsGuide 