NEVADA GUIDE 02
Required Auto Insurance & Minimum Limits in Nevada
Nevada requires liability insurance meeting the state’s minimum financial-responsibility limits. Current minimums are $25,000 bodily injury per person, $50,000 per accident, and $20,000 property damage.
- Confirm the actual policy, insured vehicle and liability limits.
- Distinguish statutory minimums from all potentially available insurance.
- Investigate owner, employer, commercial, umbrella and excess coverage.
- Review current Nevada statutes and DMV/Division of Insurance guidance before publication.
Publication review note — September 17, 2026. Verify current NRS chapter 485, insurance statutes and policy language before reliance.
VictimsGuide 