PENNSYLVANIA AUTO INSURANCE GUIDE

Pennsylvania Borrowed, Non-Owned & Rental Vehicles

This guide will address liability and first-party coverage issues involving permissive use, borrowed vehicles, non-owned autos, and rental cars in Pennsylvania, including priority among potentially applicable policies, first-party-benefit consequences, and contractual limitations.

Publication review note — September 17, 2026. Verify current MVFRL provisions, rental statutes, priority rules, policy forms, and controlling decisions before publication.