Core Pennsylvania Statutes

• 75 Pa.C.S. Chapter 17 — Motor Vehicle Financial Responsibility Law, including §§1705, 1711, 1731 and 1738.
• 75 Pa.C.S. §1731 — availability and rejection of uninsured/underinsured motorist coverage.
• 75 Pa.C.S. §1738 — stacking and written waiver requirements.
• 42 Pa.C.S. §8371 — statutory bad-faith remedies.

Leading Pennsylvania Decisions

• Gallagher v. GEICO Indemnity Co. (Pa. 2019) — household-vehicle exclusions and impermissible de facto waiver of stacked UM/UIM coverage.
• Rancosky v. Washington National Insurance Co. (Pa. 2017) — elements and proof standard for bad-faith claims under 42 Pa.C.S. §8371.

Use these authorities with current Pennsylvania Insurance Department materials, later citing decisions and the actual declarations, rejection forms, stacking waivers and policy language.

Publication review note — September 17, 2026. Confirm subsequent history, statutory amendments and current policy language before reliance.