PENNSYLVANIA AUTO INSURANCE GUIDE
Pennsylvania First-Party Medical Benefits, Priority, Coordination & Subrogation
Pennsylvania’s Motor Vehicle Financial Responsibility Law requires first-party medical benefits and establishes priority rules for payment after a crash. This guide will address medical-benefit limits, priority among policies, coordination with health coverage and workers’ compensation, provider payment issues, reimbursement, and statutory subrogation restrictions.
Publication review note — September 17, 2026. Verify current MVFRL first-party-benefit provisions, priority rules, reimbursement rights, policy forms, and controlling decisions before publication.