PENNSYLVANIA AUTO INSURANCE GUIDE
Pennsylvania Full Tort, Limited Tort, Serious Injury & Statutory Exceptions
Pennsylvania motorists may elect full tort or limited tort. This guide will address the effect of the election on noneconomic damages, the statutory serious-injury standard, household implications, and exceptions that can restore full-tort rights.
Publication review note — September 17, 2026. Verify current 75 Pa.C.S. §1705, serious-injury authority, statutory exceptions, election forms, and controlling decisions before publication.
VictimsGuide 