Required Auto Insurance, 25/50/25 Liability & UM/UIM in Rhode Island

Rhode Island requires automobile liability insurance with minimum limits of 25/50/25 and regulates the offering, election, and rejection of uninsured/underinsured-motorist coverage. This guide will address compulsory liability limits, UM/UIM availability, proof-of-insurance requirements, and the practical consequences of minimum limits after a serious crash.