RHODE ISLAND AUTO INSURANCE GUIDE

Rhode Island Rideshare/TNC Insurance, 50/100/25 Logged-On Coverage & $1.5 Million Ride Coverage

Rhode Island regulates transportation network company insurance through separate coverage periods for drivers who are logged on and available for requests versus engaged in a prearranged ride. This guide will address 50/100/25 logged-on coverage, the $1.5 million prearranged-ride requirement, personal-policy exclusions, insurer coordination, and status records.

Publication review note — September 17, 2026. Verify current R.I. Gen. Laws §39-14.2-14, coverage amounts, policy requirements, and implementing guidance before publication.