RHODE ISLAND AUTO INSURANCE GUIDE
Who Is an Insured Under Rhode Island Auto Insurance?
Coverage often depends on whether a person qualifies as an insured under liability, medical-payments, uninsured-motorist, underinsured-motorist, or umbrella coverage. This guide will address named insureds, resident relatives, permissive users, occupants, pedestrians, and other persons who may qualify under Rhode Island statutes and policy language.
Publication review note — September 17, 2026. Verify current statutory definitions, policy forms, omnibus provisions, and controlling decisions before publication.