CONNECTICUT AUTO INSURANCE GUIDE

Connecticut UM/UIM & Underinsured Motorist Conversion Coverage

Connecticut motorists can purchase uninsured/underinsured-motorist protection and may elect underinsured-motorist conversion coverage. This guide will address required UM/UIM limits, conversion coverage, insured status, available limits, policy elections, and how conversion coverage differs from conventional UIM benefits.

Publication review note — September 17, 2026. Verify current Conn. Gen. Stat. §38a-336, approved forms, election requirements, and controlling decisions before publication.