DELAWARE AUTO INSURANCE GUIDE

Delaware Settlement, Release & UIM Settlement Notice

Settlement should come only after responsible parties, applicable liability coverage, PIP, UM/UIM rights, damages, liens and reimbursement interests have been identified. Delaware also provides a statutory UIM settlement-notice process when a liability settlement will exhaust applicable liability limits.

  • Identify every person and entity being released.
  • Review general-release, indemnity, hold-harmless, confidentiality and attorney-fee provisions.
  • Provide the UIM carrier the settlement offer, proposed release and required policy information when § 3902A applies.
  • Track the carrier’s 60-day response period and preserve proof of notice.
  • Resolve PIP, hospital-lien, reimbursement and subrogation interests before distribution.

Publication review note — September 17, 2026. Verify current 18 Del. C. § 3902A, release law, lien rules and UM/UIM implications before publication.