GEORGIA AUTO INSURANCE GUIDE
Georgia Rideshare & Transportation Network Coverage
Georgia rideshare insurance changes according to app status and whether a prearranged ride is underway. State law requires distinct liability coverage during waiting and ride periods and specifies UM/UIM protection during the ride period.
- Preserve app-status, trip and GPS records.
- Obtain the driver’s personal policy and transportation-network policy.
- Review personal-policy exclusions and rideshare endorsements.
- Verify current waiting-period and ride-period liability and UM/UIM limits.
Publication review note — September 17, 2026. Verify current TNC statutes, limits and policy language before publication.
VictimsGuide 