KENTUCKY AUTO INSURANCE GUIDE
Kentucky Government Vehicle Crashes, Board of Claims & Local Government Liability
Negligence claims against the Commonwealth and its agencies are generally within the exclusive jurisdiction of the Kentucky Board of Claims. Current statutory limits generally cap a single award at $250,000 and total awards arising from one negligent act at $400,000, with no claimant receiving more than $250,000.
- Claims generally must be filed with the Board within one year after accrual under KRS 49.120.
- Personal-injury accrual uses the statutory discovery rule but is subject to a two-year outside limit from the negligent act, except where another statutory rule applies.
- Identify Commonwealth versus local-government ownership before selecting the forum and immunity rules.
- Preserve vehicle, dispatch, video and governmental records immediately.
Primary Kentucky Sources
Current-law review: September 17, 2026. Commonwealth and local-government claims require separate immunity and forum analysis.
VictimsGuide 