KENTUCKY AUTO INSURANCE GUIDE
Who Is an Insured Under Kentucky Auto Insurance?
Insured status can differ across liability, basic reparation benefits, UM/UIM, added reparation benefits and commercial coverage. Kentucky’s no-fault system also uses priority rules that can determine which reparation-benefit source applies.
Publication review note — September 17, 2026. Verify current MVRA priority rules, policy definitions and controlling authority before publication.
VictimsGuide 