LOUISIANA AUTO INSURANCE GUIDE
Louisiana Rideshare & Transportation Network Coverage
Louisiana rideshare insurance changes according to app status and whether a prearranged ride is underway. Current law requires distinct liability coverage during waiting and ride periods, with UM/UIM governed by Louisiana’s UM statute.
- Preserve app-status, trip and GPS records.
- Obtain the driver’s personal policy and the transportation-network policy.
- Review personal-policy exclusions and rideshare endorsements.
- Determine whether the driver was logged on or engaged in a prearranged ride at the time of the crash.
Publication review note — September 17, 2026. Verify current TNC limits, disclosure requirements and UM/UIM rules before publication.
VictimsGuide 