Maine Rideshare/TNC, 50/100/25, $1 Million Ride Coverage, MedPay & UM/UIM

Maine regulates transportation network company insurance through separate coverage periods for drivers who are logged on, awaiting requests, or engaged in prearranged rides. This guide will address waiting-period liability limits, $1 million prearranged-ride coverage, required MedPay and UM/UIM, personal-policy exclusions, insurer coordination, and status records.