VictimsGuide

A Citizen’s Guide to Auto Insurance and Crash Law

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MARYLAND AUTO INSURANCE GUIDE

Maryland Crash Damages & Property Loss

Maryland crash damages can include medical expenses, wage loss, diminished earning capacity, noneconomic harm, vehicle damage and other property losses. Recoverable categories must be coordinated with PIP, health-plan reimbursement, collateral-source principles and any governmental liability limits.

  • Document past and future medical expenses and wage loss.
  • Separate economic, noneconomic and property losses.
  • Track PIP, health-insurance and other payments affecting reimbursement issues.
  • Apply any governmental damages caps or claim-specific limitations.

Publication review note — September 17, 2026. Verify current damages, collateral-source and property-loss authority before publication.