MARYLAND AUTO INSURANCE GUIDE

Maryland PIP, Hospital Liens, Subrogation & Reimbursement

Maryland medical-expense recovery can involve PIP, health-plan reimbursement, Medicare or Medicaid interests, and statutory hospital liens. A qualifying hospital lien attaches to a portion of the patient’s tort recovery and is subject to statutory perfection and priority rules.

  • Identify all available PIP benefits and payments.
  • Track health-plan, Medicare, Medicaid and contractual reimbursement claims.
  • Preserve hospital-lien notices, filing and perfection records.
  • Distinguish tort-recovery hospital liens from ordinary medical-debt lien restrictions.

Publication review note — September 17, 2026. Verify current Commercial Law § 16-601 et seq., PIP, reimbursement and subrogation law before publication.