MASSACHUSETTS AUTO INSURANCE GUIDE

Massachusetts Government Vehicle Crashes, Tort Claims Act, Two-Year Presentment & Three-Year Suit

Claims involving state or municipal vehicles are governed by the Massachusetts Tort Claims Act, including presentment requirements, immunity rules, statutory exceptions, damages limitations, and filing deadlines. This guide will address the generally applicable two-year presentment requirement and three-year suit period.

Publication review note — September 17, 2026. Verify current G.L. c. 258, §4 and related provisions, presentment requirements, immunity exceptions, damages caps, and controlling decisions before publication.