MASSACHUSETTS AUTO INSURANCE GUIDE

Required Auto Insurance, 25/50 Liability, $30,000 Property Damage, $8,000 PIP & 25/50 UM in Massachusetts

Massachusetts requires compulsory automobile insurance that includes bodily-injury liability, property-damage liability, personal injury protection, and uninsured-motorist coverage. This guide will address current minimum limits, compulsory versus optional coverages, proof-of-insurance requirements, and the practical consequences of minimum limits after a serious crash.

Publication review note — September 17, 2026. Verify current compulsory-coverage statutes, minimum limits, approved policy forms, and Division of Insurance guidance before publication.