MASSACHUSETTS AUTO INSURANCE GUIDE
Who Is an Insured Under Massachusetts Auto Insurance?
Coverage often depends on whether a person qualifies as an insured under compulsory liability, optional bodily-injury, PIP, uninsured-motorist, or underinsured-motorist provisions. This guide will address named insureds, household members, permissive users, occupants, pedestrians, and other persons who may qualify under Massachusetts statutes and policy language.
Publication review note — September 17, 2026. Verify current statutory definitions, approved policy forms, household provisions, and controlling decisions before publication.