MICHIGAN AUTO INSURANCE GUIDE
Who Is an Insured Under Michigan Auto Insurance?
Insured status can differ among PIP, PPI, residual liability, UM/UIM, collision and commercial coverages. Michigan’s no-fault system also uses statutory priority rules that can determine which insurer must pay PIP benefits.
Publication review note — September 17, 2026. Verify current statutory definitions, priority rules, policy language and case authority before publication.