Core Mississippi Statutes

• Miss. Code Ann. §83-11-101 et seq. — uninsured-motorist coverage.
• Miss. Code Ann. §63-15-43 — motor-vehicle liability minimums.
• Miss. Code Ann. §11-7-15 — pure comparative negligence.
• Miss. Code Ann. §11-46-1 et seq. — Mississippi Tort Claims Act.

Leading Mississippi Decisions

• State Farm Mutual Automobile Insurance Co. v. Nester (Miss. 1984) — stacking multiple UM policies.
• USF&G v. Ferguson (Miss. 1997) — strong public-policy protection for stacking UM coverage.
• Harrison v. Allstate Insurance Co. (Miss. 1995) — anti-stacking language and premium structure.
• Viking Insurance Co. v. Mississippi Farm Bureau Casualty Insurance Co. (Miss. 2021) — allocation and stacking in multi-policy UM claims.

Mississippi UM stacking turns on insured status, policy structure and statutory requirements. Check later treatment, current Department of Insurance materials and all applicable policies.

Publication review note — September 17, 2026. Confirm subsequent history, statutory amendments and current policy language before reliance.