MONTANA GUIDE 09

Montana Insurance Claims Handling & Bad Faith

Montana claims-handling law can impose duties concerning investigation, evaluation, communication, settlement practices, and payment. A serious-claim file should preserve the chronology of requests, responses, coverage positions, offers, delays, and supporting documentation.

  • Keep a written claim chronology.
  • Preserve correspondence, recorded-statement requests, offers, and coverage letters.
  • Document when supporting records were supplied.
  • Separate liability disputes from coverage disputes and damages evaluation.

Bad-faith analysis is fact-specific and should be tied to the governing Montana statutes, policy language, and controlling decisions rather than generalized claims practices.

Migration source: VictimsGuide Montana claims-handling guide. Verify current Montana law and official authority before reliance.