• Identify the driver’s employer and job duties.
• Determine who owned, leased, maintained, or supplied the vehicle.
• Preserve dispatch, timekeeping, route, delivery, and expense records.
• Request commercial auto, businessowners, umbrella, and excess policies.
• Investigate permissive-use and additional-insured provisions.

Work use should be investigated from the facts of the trip, not simply from how the vehicle was registered or described by the driver.

Migration source: VictimsGuide Montana working-vehicle guide. Verify current Montana law and official authority before reliance.